1 Jan

Time to Check-In with your Mortgage!

General

Posted by: Samantha Kaatz

There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings. Your home loan review this year will examine the most common potential monthly savings opportunities, including high-interest credit card debt or fixed loan payments. Reviewing your […]

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2 Dec

Let’s Get House Hunting!

General

Posted by: Samantha Kaatz

Have you ever checked out an open house in the neighborhood, which you had no intention of buying? Or checking out listings online for your dream home? Of course you have! We’ve all looked at houses for fun, even just to examine the possibilities! In reality though, it can actually be quite stressful when you […]

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2 Nov

Selling Your Home in the Winter

General

Posted by: Samantha Kaatz

While you might think selling your home in winter is harder, with the right considerations it doesn’t have to be! When selling your home during warmer months, the focus is typically on curb appeal and gardening, as well as having bright colors and patterns to draw out different rooms. While curb appeal should not be […]

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1 Oct

How to Teach Your Kids About Money

General

Posted by: Samantha Kaatz

“You’re teaching them way too young,” joked the man next to me and my three girls at the bank machine; clearly he assumed we were taking out cash, and thought it would be funny to tease me about that. “No, man,” I teased back warmly; “I teach my girls to make deposits.” He laughed, I […]

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1 Sep

Alternative Financing and What You Should Know

General

Posted by: Samantha Kaatz

When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your credit score is damaged in some way and big institutions won’t lend you the money, you’ll find […]

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2 Aug

The Scoop on Rental Properties

General

Posted by: Samantha Kaatz

You might be surprised to learn that you don’t need to be one of the uber rich or make six figures to have a second property. You just need to have knowledge, determination, and financial planning! If you are purchasing a secondary property with the intention to rent, here are a few extra things to […]

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1 Jun

Applying for a Mortgage? These documents are a must!

Mortgage Tips

Posted by: Samantha Kaatz

Mortgages can sometimes feel like endless stacks of paperwork, but being prepared in advance can save you time and stress! To help you get prepared, I have put together a must-have list of documents required for mortgage pre-approval and final financing approval. Getting your mortgage pre-approved is a great way to make the mortgage process easier! […]

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15 May

Looking to Refinance?

General

Posted by: Samantha Kaatz

Life happens! Mortgage refinancing can be the answer. Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, refinancing allows you to pay off your existing mortgage and replace it with a new one. There are a variety of reasons to consider mortgage refinancing, such as […]

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1 May

Too Much Debt? Maybe it’s Time to Consolidate

General

Posted by: Samantha Kaatz

Life happens and so can debt. What you may not realize is just how expensive it can be to carry debt, especially when it comes to the high interest rates on credit cards. If you have accumulated multiple points of debt from credit cards or loans (such as car loans, personal loans, etc.) and are […]

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1 Apr

How is your Credit Health?

General

Posted by: Samantha Kaatz

For most people, credit score isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on time, but it never hurts to be aware of your current score and ensure you are maintaining it – even when you’re not in the market […]

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